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On top of that, clients for this type of plan might have severe lawful or criminal histories. It is very important to note that different carriers use an array of issue ages on their guaranteed problem plans as low as age 40 or as high as age 80 - final expense insurance for seniors over 85. Some will certainly additionally provide greater face values, approximately $40,000, and others will certainly allow for much better survivor benefit problems by enhancing the rate of interest rate with the return of costs or reducing the variety of years up until a complete survivor benefit is offered
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